Compare car insurance quotes in minutes, not hours
Enter your ZIP code and a few basic details. We match you with licensed insurance providers in your state so you can compare coverage and pricing side by side β before you commit to anything.
Compare multiple providers
No cost, no obligation
Takes about 2 minutes
Compare car insurance quotes in minutes, not hours
Enter your ZIP code and a few basic details. We match you with licensed insurance providers in your state so you can compare coverage and pricing side by side β before you commit to anything.
Compare multiple providers
No cost, no obligation
Takes about 2 minutes
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Why compare here
One form. Every option. Zero pressure.
01
One form, multiple providers
Skip calling around. Answer once, get matched with providers that fit your driving profile and state.
02
You choose, no pressure
Comparing is free. You decide if, when, and with whom you move forward.
03
Built around your ZIP
Coverage rules, minimums, and pricing all vary by state β we route your request accordingly.
04
Fast and mobile-friendly
Designed for the two minutes you have between errands, not a 20-minute application.
Know what you’re buying
Coverage types explained
Six coverage types make up most car insurance policies. Here’s what each one actually does.
Liability coverage
Pays for the other driver’s injuries and property damage when you’re at fault. Required in nearly every state β it doesn’t cover your car or injuries.
Collision coverage
Pays to repair or replace your car after a crash, regardless of fault. Usually required if your car is financed or leased.
Comprehensive coverage
Covers non-collision damages like theft, vandalism, fire, hail, animal strikes, falling objects and other.
PIP / MedPay
Covers medical costs for you and your passengers after an accident, regardless of fault. Required in states like Florida, Massachusetts, and Minnesota.
Uninsured / underinsured motorist
Protects you if the at-fault driver has no insurance or not enough of it.
Gap insurance
Covers the difference between what you owe on a financed or leased car and its actual cash value after a total loss.
Pricing factors
Coverage types explained
Providers weigh these differently β which is exactly why comparing matters.
Save more
Ways to lower your premium
Ask providers about these when you compare quotes.
State Minimum vs. Recommended Coverage
Minimums are the legal floor, not a recommendation. Most advisors suggest 100/300/100 or higher if you have assets to protect.
How it works
Three steps, about two minutes
01
Tell us about your vehicle and driving history
Quick form, no paperwork.
02
Get matched with licensed providers in your state
Based on your ZIP code and profile.
03
Compare and choose
Review your options and pick the coverage that fits your budget. No obligation to buy.
By state
Minimum coverage requirements
Ten states we serve most often, and what the law requires in each.
| State | Minimum liability (BI/BI/PD, thousands) | Notes |
|---|---|---|
| Arizona | 25/50/15 | Raised from 15/30/10 in 2020 |
| California | 30/60/15 | Increased Jan 1, 2025 β first change since 1967 |
| Colorado | 25/50/15 | β |
| Florida | $10k PIP + $10k PD | No bodily injury liability required |
| Georgia | 25/50/25 | β |
| Massachusetts | 25/50/30 + PIP | No-fault state |
| Minnesota | 30/60/10 + PIP | No-fault state |
| Texas | 30/60/25 | β |
| Virginia | 50/100/25 | Insurance mandatory since 2024; limits raised 2025 |
| Washington | 25/50/10 | β |
Figures reflect 2025β2026 updates and are provided for general information. Verify current requirements with your state’s Department of Insurance before making coverage decisions.
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